From beginning to end the MLB family at the Morris Avenue branch made my mortgage process stress free.  When I didnt understand something Tina and Mike always took the time to call me and fully answer all my questions.  As a 1st time home buyer I would DEFINITELY recomment MLB Mortgage to anyone who is looking to go through an wasy mortgage process.  

Thank you MLB. 

-Joellen and Octaviano

Michael Santos and his team were amazing on my transaction, as always. I Have been doing business with him for over 10 years abd never fails to amaze me with how adequate and diligent they are with the mortgage process.  With the individual attention and commitment, he is the go to professional when it comes to trusting someone with one fo the biggest investments of your life.  A+

-Oscar Salas

Words can't even describe how I am feeling in regards to Michael who helped me acquire a home for my kids and I as a single mom and goes way and well beyond for his clients.  The man is truly dedicated, commited and stands by your side through thick and thin until the job gets done.  He's a man of his word, and fulfills his duties and follows through on every aspect, guides you every step of the way and helps you along with the process and knows his job well. I highly and strongly recommend him and his team to anyone aquiring a loan because thanks to him I have a home now for my kids and I.  Call Mike Santos dont hesitate. We thank him from the bottom of our  hearts 


- Mildred Purcell and Family 


This was my fiance and I's  first time buyung a home and when I tell you Mike Santos and his team dedicated countless hours towards our file, they went above and beyond specially during minor bumps through the road but they kept us up to speed with everything.  We couldn't be more appreciative for their hard work and dedication to us and their clients, they were always available to answer any questions and concerns we had.  The entire process of being first time homebuyers with great guidance and communication was simply PERFECT. We would highly recommend Mike and his team to anyone buying a home! 

“They treated us like family..”

“Working with Michael and his team was an excellent experience! I didn’t feel like a client because they treated us like family! I would definitely recommend them to anyone!”

- Gonzalo 

“The service is very family oriented…”

“Michael Santos and his team made the overall experience family oriented and I am extremely satisfied to work with them!”

- Arlene

“Michael and his team were excellent…”

“Michael Santos provided me with excellent service and I feel very satisfied looking back! His team was very friendly and made themselves available. I will definitely recommend them to my friends and coworkers.” 

- Orlando

"I want to thank you from the bottom of my heart..."

Dear Michael,

Thank you so much for all your help during this process. It has probably been the most stressful process I ever had to go through. Even though, the people who work for you are absolutely and beyond amazing and very kind. I think it's just the process that stresses people out (all the money I guess).

I do want to thank you from the bottom of my heart and if I was annoying with all my questions I truly do apologize.

Thank you again Michael. I’ll keep you in mind and refer friends and family to you should I or them be in need of your services. I felt like you and your team were on top of everything and that put me at ease in making the deal.

Thank you,


"Always there to answer my questions...made the mortgage process simple..."

"Thank you for the great news! I can't wait to close!
I sincerely appreciate all of the assistance you have given to me and processing my loan. Tina, you were always so kind and helpful to me.  You were always there to answer my questions and you kept my loan moving along on time.
Mike really made the mortgage process simple for me.  During my house search, I must have requested over 20 or 30 different pre-approval letters with different amounts, and he never complained! I called him so often, posing different financial scenarios, and he always gave me solid advice. He continuously recalculated figures for me and leveled my options in the best manner.
I am grateful to have had the opportunity to work with you and your team! Thank you so much!"


Susan Palmer

"Mike was very attentive to my questions...I would definitely recommend Mike..."

“Mike was very attentive to my questions and his assistant, Tina was exceptionally courteous, professional and attentive to my file. My overall mortgage application experience was excellent and I would definitely recommend Mike and Tina.”  

– Denis